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Financial Coach Meagan
MRLandress, Inc.

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    meagan@financialcoachmeagan.com

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    Recent Posts

    Considerations Before Consolidating Your Student Loans

    Considerations Before Consolidating Your Student Loans

    When to Consider Refinancing Your Student Loans

    When to Consider Refinancing Your Student Loans

    I'm Getting Married... How Will This Affect My Student Loan Repayment Plan?

    I'm Getting Married... How Will This Affect My Student Loan Repayment Plan?

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    Now You Can Blog from Everywhere!

    Now You Can Blog from Everywhere!

    We’ve made it quick and convenient for you to manage your blog from anywhere. In this blog post we’ll share the ways you can post to your Wix Blog. Blogging from Your Wix Blog Dashboard On the dashboard, you have everything you need to manage your blog in one place. You can create new posts, set categories and more. To head to your Dashboard, open the Wix Editor and click on Blog > Posts. Blogging from Your Published Site Did you know that you can blog right from your publish
    Design a Stunning Blog

    Design a Stunning Blog

    When it comes to design, the Wix blog has everything you need to create beautiful posts that will grab your reader's attention. Check out our essential design features. Choose from 8 stunning layouts Your Wix Blog comes with 8 beautiful layouts. From your blog's settings, choose the layout that’s right for you. For example, a tiled layout is popular for helping visitors discover more posts that interest them. Or, choose a classic single column layout that lets readers scroll
    Grow Your Blog Community

    Grow Your Blog Community

    With Wix Blog, you’re not only sharing your voice with the world, you can also grow an active online community. That’s why the Wix blog comes with a built-in members area - so that readers can easily sign easily up to become members of your blog. What can members do? Members can follow each other, write and reply to comments and receive blog notifications. Each member gets their own personal profile page that they can customize. Tip: You can make any member of your blog a wr
    Federal Forgiveness Programs

    Federal Forgiveness Programs

    If you have a very HIGH debt to income ratio, meaning your student loan balance is more than your income (especially when it's 2x or more your income) - you're safe haven is going to be relying on income-based federal forgiveness programs for your federal loans. What this looks like is you will be paying down your debt slow and steady to maximize your forgiveness, while also preparing for the tax consequence that you may have at the end of that term. There are generally three
    Fed Loans vs. Private Consolidation Loans

    Fed Loans vs. Private Consolidation Loans

    A question I get asked very frequently is: "Should I consolidate my federal student loans into a private consolidation loan?" And my answer is... it depends, but USUALLY no. Reason being... private student loan debt & federal student loan debt is not an apples-to-apples comparison. I always recommend looking outside just the interest rate when considering private refinancing. When you consolidate your loans from federal to private, you loose a lot of federal benefits & protec
    First Steps to Tackling Student Loan Debt

    First Steps to Tackling Student Loan Debt

    FIRST STEPS: First and foremost - you need to identify and refine your goals for your student loan debt... There are a few things to consider here: 1) How quickly do you want get out of student loan debt? - Are you absolutely adamant that you want this gone as soon as possible? OR - Are you looking for an efficient repayment strategy to both pay off the debt and give you the flexibility in your cash flow to prioritize other financial goals? 2) WHAT is your income trajectory?
    Common Definitions for Federal Student Loans

    Common Definitions for Federal Student Loans

    COMMON DEFINITIONS FOR ALL PLANS: Capitalization is the addition of unpaid interest to the principal balance of your loan. This will increase the principal balance and the total cost of your loan. A deferment is a period during which you are entitled to postpone repayment of your loans. Interest is not generally charged to you during a deferment on your subsidized loans. Interest is always charged to you during a deferment on your unsubsidized loans. The William D. Ford Feder
    Pros & Cons to Federal Loan Consolidation

    Pros & Cons to Federal Loan Consolidation

    Pros & Cons to Loan Consolidation: A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan. The result is a single monthly payment instead of multiple payments. Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Speak to a Certified Student Loan Professional™ to see if a Direct Consolidation is right for your student loan plan. Pros If you currently have federal studen

    meagan@financialcoachmeagan.com

    Based in Atlanta, GA - United States

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