Financial
Coaching
My signature coaching package:
The Post-Grad Financial Framework
A 12-month program for Professionals with 6-Figures of Student Loan Debt to Build Their First Financial Plan!
Scope of "The 5 Step Money Method"
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Student Loan Repayment Planning
-
Budgeting
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Debt Reduction & Elimination Planning
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Emergency Savings Analysis
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Insurance & Risk Management
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Benefit Package Review
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Credit Education
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Future Savings Strategy
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Investment Vehicle & Strategy Education
Planning Process
The 5-Step Money Method
1
Tackle Student Loans
2
Take Inventory & Goal Setting
3
Cash Flow & Budgeting
4
Risk Management & Credit
5
The Big Picture
1
Tackle Student Loans
We’ll start off with the biggest elephant in the room: Your student
loan debt situation. In this step, we will identify your optimal
repayment plan so you feel confident in how to tackle your
student loan debt! After completing this step, you will know how
long it will take to pay them off (or get them forgiven), how much
the payment will be, and step-by-step how to implement this plan.
3
Cash Flow & Budgeting
In this Step, we will prioritize where money needs to go
month-to-month and establish a cash flow system that works for
you. We will review/establish emergency savings, review our debt
reduction plan for your consumer debt, as well as establish our
savings buckets for the short, intermediate, and long-term goals,
or at least review the priority order of when to start those after
debt is gone and emergency savings is established.
4
Risk Management & Credit
In this step, we will review employer benefits and how to
maximize them. We will also learn about risk management and
review how to protect what we already have, before we look to
accumulate more. Lastly, this step will also help us understand
how to be a good borrower and how to build great credit. Many
things factor into one's FICO score – how can we optimize our
credit? We will review common misconceptions here too.
5
The Big Picture
In this step, learn about common investing terms & concepts, differences in retirement accounts, how much we should be savings for our short, intermediate, and long-term goals, and we will pull everything together to look at your finances overall to finalize your plan: our student loan plan, budgeting, debt pay-down schedule, savings goals, building good
credit... having a plan helps all areas of our finances thrive.
2
Taking Inventory & Goal Setting
Once we have a roadmap for our student loans, Step 2 will take
inventory of the rest of your financial situation. We’ll identify your
net worth, your current spending behavior, what your income
situation is, and set your highest-priority short-term &
intermediate-term money goals so we know exactly where to go
next.
ONGOING
Progress Meetings
Once we have finished the 5-Step Money Method and we have your plan
established, we will check back in for 1:1 progress meetings
throughout the rest of the year for accountability to your goals and
ongoing support.
