CURRENT STATS:
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43 Million Borrowers
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Over $1.6 Trillion Debt Outstanding
What a Student Loan Plan Entails:
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Navigate through which repayment plan is best for you and why
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Review the pros and cons of alternative repayment plans
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Reviewing eligibility requirements for Public Service Loan Forgiveness (PSLF) or other available forgiveness programs
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Determine if consolidation is needed and its implications
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Determine if private refinancing is appropriate and assist with implementation
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Provide you with the monthly projection for each available repayment plan
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Provide you with the projected pay off date and the total cost of loan payback (and the cost savings you’d see with a more efficient repayment plan)
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Provide you with a savings strategy if there is a future tax liability from any forgiven debt
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Strategize on how to reduce your Adjusted Gross Income (i.e. what your IDR payment is based off of)
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Review necessary applications/ paperwork
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Answer any questions you have in regards to your student loans and the impacts on your financial situation